The Pendle Vault Protocol
Spend yield now.
Keep principal
exposure.
Hodl Store decouples your asset's future yield from its underlying value, allowing you to purchase luxury goods today without ever selling your ETH.
The Yield Stripping Engine
When you “Hodl Buy”, we wrap your ETH and separate it into Principal Tokens (PT) and Yield Tokens (YT). You keep the PT, we use the YT to settle your purchase.
How it worksarrow_forwardSecure Pendle Vaults
Non-custodial, immutable, and audited by the industry's best. Your principal is yours.
Total Vault Capacity
trending_up+22% this month
Liquidity-First Commerce
Tokenomics to bridge the gap between DeFi yield and real-world utility.
Built on Concrete.
Security isn't a feature. It's the foundation. Our contracts are open-source and stress-tested.
Triple-Audit Protocol
Audited by Trail of Bits and Sigma Prime. Zero critical vulnerabilities found in our 10-module vault architecture.
Non-Custodial Design
Your keys, your crypto. Even the protocol cannot access your principal assets once they are locked in a smart vault.
Ready to evolve?
Become an early adopter and join the next generation of yield finance.
Connect Wallet to StartLimited genesis access available.